SEPA EI Pain 001.001.03

Ref: ISO 20022 Universal financial industry message scheme - #10 by PierrickGuyard

Boy do i love bank “standards”.

I am quite confused as to why the Payment_SEPA_Pain_001_001_03.cs EI doesnt seem to conform to any version of the specification that I’ve been able to find,

<PstlAdr> element has invalid elements
<CdtrRefInf> element has invalid elements
<PmtTpInf> element is missing elements

Lord help me, I really dont want to rebuild this thing from scratch. Anyone have any thoughts? Tips? Prayers?

The “official” spec from the bank. SEPA-BANK-standard-credit_transfer-xml-v3.3-en.pdf (784.1 KB)